1—Find A Realtor
Why? They answer your questions, represent your best interest vs. the sellers
and it’s FREE for you.
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2—Pre-Approval
Meet with a lender to determine the max loan amount you are approved for.
Prelim documents required: W-2s, pay stub, bank statements & tax returns
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3—Find A Home
Communicate your wants & needs to your Realtor, so that they can show you
homes that fit your current needs
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4—Make An Offer
Your Realtor will negotiate on your behalf to get your offer accepted.
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5—Open Escrow
Your lender will work on getting your loan approved, while your Realtor takes care of the rest.
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Be prepared to read & sign many documents
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6—Inspection
Home inspection will be conducted by a professional home inspector.
You will receive a list of repairs that may or may not need to be addressed.
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7—Appraisal
Professional home appraiser will determine the value of the home.
This is important, as it can potentially affect your loan.
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8—Request for Repairs
Inspection may reveal repairs that incur more costs. You will have an opportunity
to request that the seller either makes these repairs or covers the cost.
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9—Contingency Removal
All contingencies for this sale will be removed. Loan approval will be one of these
contingencies, confirming that you are ready to close.
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10—Final Walk-Through
Walk through the property with your Realtor to ensure that It is in the same
condition and repairs have been made.
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11—Close of Escrow
You are officially a NEW homeowner and your Realtor will deliver you your keys!